Good credit interest rate
Bank accounts do not necessarily have tiny interest rates. Many of the best bank accounts now pay a good rate of credit interest, particularly if your salary is paid into the account every month. Compare bank accounts to find one that rewards you for remaining in credit.
Low fees/charges
No-one likes paying bank fees and charges. Whether it is ATM fees or overdraft charges, we resent being charged fees by banks. So, when you compare bank accounts, find an account which has a fair and reasonable charging policy. Don’t pay more fees than you have to.
Secure internet banking
Getting to your bank during office hours can be difficult. So, access to round the clock banking is increasingly important. A good internet banking service is worth its weight in gold, and the best bank accounts will have a secure, easy to use online system.
Fee-free overdraft
We have all been in a situation where we have a short term cash flow problem and need to dip into our overdraft. The best bank accounts will offer a small, interest-free overdraft for precisely these occasions.
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