Can you travel alone and use your couples multi-trip travel insurance?

Generally speaking, couples’ multi-trip travel insurance covers both named partners traveling separately, so that you can enjoy the benefits of your couples’ policy, even if you are traveling alone.

Of course, you should specifically ask your insurer before striking out on your own, but in most cases you’re covered when traveling separately. This is one of the many benefits of buying multi-trip travel insurance. Such policies often include extra features that single trip travel insurance does not. For example, some couples’ multi-trip policies offer the option of buying wedding cover to ensure cover for the extra risks that can arise for couples marrying overseas.

Some policies are customisable, allowing you to increase cover for specific aspects of the trip. For example, you may choose to increase lost baggage cover if you are taking more baggage, or are carrying more expensive items and you want to ensure they are covered. You can easily compare travel insurance policies online to find the cover that suits your situation best.